Determinants of Intellectual Capital on Bank Profitability. AFRICAN JOURNAL OF APPLIED RESEARCH, [S. l.], v. 11, n. 3, p. 180–197, 2025. DOI: 10.26437/ajar.v11i3.1164. Disponível em: https://mail.ajaronline.com/index.php/AJAR/article/view/1164. Acesso em: 9 may. 2026.